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Important Facts You Need to Know About Covered California Obamacare

Covered California is considered the health insurance marketplace I the United States state of California as mandated by the Patient Protection and Affordable Care Act or ACA. The government of California administers Covered California by an independent agency. California was the first state in the United States to set up a health insurance marketplace and the California Health Benefit Exchange was created under then-Governor Arnold Schwarzenegger, prioritizing Obamacare in 2010. Now, Californians can get federal premium assistance to help them in availing private insurance from insurance companies.

In California under Covered California, the insurance companies that participate in individual and family exchange as of 2017 include Sharp Health Plan, Valley Health Plan (owned by Santa Clara County), Western Health Advantage, Anthem Blue Cross of California, Blue Shield of California, Health Net, Kaiser foundation health Plan, L.A. Care Health Plan, Molina Healthcare, Oscar Health, Chinese Community Health Plan, and Brand New Day. All Californians can sign up for the open enrollment that starts each fall, and others may be eligible to sign up anytime during the year due to life-changing events such as moving, having a child, or getting married. The covered California income limits need consumers to have a household income ranging from 0% to 400% of the Federal Poverty Level in order to qualify for the government health insurance plan assistance.

In order to determine your qualification, you can check on the Obamacare income guidelines chart basing on the Federal Poverty Level online. In accordance with the Obamacare Income Guidelines, if a family makes less than $97,200 per year, or an individual earns less than $47,520 annually, they may qualify for government assistance according to their income. How are pregnant women covered by the exchange? Pregnant women may qualify for Covered California if her household earnings is more than 138% to 213%. Basing on the Covered California income guide, children who are under 19 years old may qualify for MediCal when the family household income is 266% or less. It is important show document proofs to verify your household income threshold which include bank statements, paystub, and others.

Now, with the Obamacare or like medicare simplified, quality healthcare is accessible to all Californians, thus making a healthy community. If you need more information about Obamacare, you can contact Covered California on their website now! Check related articles on our homepage or website now. You deserve quality healthcare, so take advantage of Obamacare or Covered California now!